Hi Bob

There's a very useful trick you can use here.  In many ways the + and &
operators behave the same way with strings, but not where one or the
operands in Null.

These give the same result:
   "String1" & "String2" = "String1String2"
and
   "String1" + "String2" = "String1String2"

But:
   "String1" & Null = "String1"
and
   "String1" + Null = Null

So, you can wrap the component fields that might be Null, along with the
bits that go with them, in parentheses using +, and join them all together
using &.  This way, nearly all your "IIf"s can disappear:

NameAddress: (OwnerTitle + ' ') & (OwnerFirstName + ' ') & OwnerLastName
   & IIf(IsNull(OwnerAddress),'',
       Chr(13) & Chr(10) & Replace(OwnerAddress,Chr(13) & Chr(10)," "))
   & (Chr(13) + Chr(10) + GSTRacingNumber) & (Chr(13) + Chr(10) +
GSTRacingYesNo)

Note that the IIf for OwnerAddress is still required because Replace will
return an empty string, not a Null, if you pass it a Null.