If I close my "switchboard" form right away, then I can see the window to
select tables, querrys, etc.  Since I've posted my original question, I tried
hitting the shift key when I open Access.  That didn't solve the problem
either.  I've now reinstalled Access (whether I needed to or not) & I still
don't have the menu bar that shows "file", "tools", etc.  Also (the reason
this became a problem in the first place) is that each form used to display
as it's own window.  So that when I was done with a particular form, I could
just close that form by clicking on the red x & go back to my switchboard.  
That is no longer the case.  I'm having to create macros & command buttons
for each & every form, page, report, etc. That will close that page & take me
back to where I need to go.  It's a hassle for me, but none of the others in
the office are proficient in Access & they are having to completely close the
whole program & re-open it to get back to the switchboard.  What's all the
more frustrating is that none of us can figure out what caused the change in
the first place!