I see you needing two tables as follows ---
CustAcct --
CustAcctID - Autonumber - primary key
Account - text
LName - text
FName - text
MI - text
Addr1 -
Addr2 -
City -
State -
Zip - text
Phone - text
TransAct --
TransActID - Autonumber - primary number
CustAcctID - integer - foreign key
TransDate - DateTime
TransType - text (Dep - deposit, Wid - Withdrawal, etc)
Amount - Number - Single
ReceiptNUM - text
Remarks - text OR memo - based on how much narrative is needed
Create a one-to-many relationship on the CustAcctID fields with Enforce
Referential Integerity and Cascade Update Related Fields.
Use a form/subform with Master/Child links on the CustAcctID fields.

Signature
KARL DEWEY
Build a little - Test a little
> I have a Deposit Date which has many Deposit Receipt Numbers which have many
> details such as PayeeName, Amount, AccountNumber.
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>
> Does this seem logical and feasible or is there a better design?